What we doWe lend money to consumers and small businesses to purchase motor vehicles; via a competitively priced, quality product; delivering increased vehicle sales to our valued dealer network; while providing a secure commercial rate of return for our investors. We protect our investors against loss; maintain the integrity of the loan process; and treat our customers with dignity and respect.
Our Channel Partners
We prospect through a select group of reputable brokers and partners.
Our channel partners values are aligned with ours and our:
- underwriting criteria is clear and concise
- processing time is best practice
- rate is fixed and not variable
- fees and charges are fixed and easy to understand
We identified a gap in the vehicle finance market as the incumbent lenders failed to adapt to the casualisation of the workforce and the limitations of the current credit scoring systems.
Our successful applicants have been pre-vetted by our channel partners to ensure they are genuine buyers that meet our underwriting criteria.
A key measure of success is helping our customers establish a good credit rating.
We provide an essential finance product to an underserviced and neglected vehicle market segment disadvantaged by an inequitable credit rating system, ultimately to the point where our customers establish a positive credit rating. We protect our investors against loss; maintain the integrity of the loan process; and treat our customers with dignity and respect.